Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer exam

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Benefits required under the child immunization coverage shall NOT be subject to

A) a prior authorization.
B) a deductible.
C) a set immunization schedule.
D) an annual maximum number of immunizations.

2. In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

A) 18 hours every 2 years.
B) 12 hours annually.
C) 24 hours every 2 years.
D) 26 hours every 3 years.

3. A form of an accelerated death benefit is a

A) cost of living benefit.
B) home care benefit.
C) terminal illness settlement benefit.
D) nonforfeiture extended term benefit.

4. Under the Standard Nonforfeiture Law, any cash value accumulation MUST be made available to the policyowner if the policyowner

A) becomes disabled.
B) stops paying the premium.
C) is not notified within 60 days of the contractual changes.
D) files for bankruptcy.

5. Which of the following is NOT a right of the life insurance policyowner?

A) Select and change a beneficiary.
B) Revoke an absolute assignment.
C) Borrow from the cash values.
D) Assign or transfer the policy.

Solutions: